HealthEx Partners with Oscar Insurance to Bring Members’ Medical Records Into the Oscar App
Oscar members can see their full health history in one place and get more personalized answers from Oscar’s AI agent,
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SAN FRANCISCO, Nov. 10, 2026 (GLOBE NEWSWIRE) — HealthEx today announced a collaboration with Oscar Insurance (NYSE: OSCR) to bring members’ health records into the Oscar app from their first day of coverage. When members set up their Oscar account, they can choose to connect records from their clinics, hospitals, and labs and see their comprehensive health history in one place. With that context, Oscar can help each member find the right care from the start. The option to connect is available now in the Oscar app to all members, including those choosing coverage during the 2027 Affordable Care Act Open Enrollment period. New members can also connect at any time throughout the year.
“When someone changes health plans, their health history usually stays behind,” said Priyanka Agarwal, MD, MBA, co-founder and CEO of HealthEx. “With HealthEx, Oscar members can choose to connect their records and bring that history with them to their new plan, so their care can be more personalized. Members always stay in control, deciding what records to share and when to stop.”
Oscar members who connect their records through HealthEx can:
- See their records in one timeline: HealthEx Wallet, linked from the Oscar app, organizes a member’s diagnoses, medications, lab results, procedures, and visits from across the places they have received care.
- Get more personalized answers from Oswell: Oscar’s AI agent draws on the records a member shares to provide information and insights about medications, test results, and conditions, based on a member’s full clinical context.
- Get access to care and programs sooner: Oscar can proactively inform new members when doctors and medications from their health history are covered in their plan, and can connect members with programs that fit their health needs sooner after enrollment.
New members who bring their health history to their Oscar plan can now start with their full clinical context through HealthEx. With other plans, that history usually sits with past doctors, hospitals, and insurers, and health plans typically only see the claims they pay, weeks or months after the care happens. With a member’s records in view as soon as coverage starts, Oscar can point people to the right doctors, programs, and support, and members don’t have to retell their health story.
“Healthcare should feel more connected and more personal, while keeping members in control of their privacy,” said Stephen Lanham, VP of engineering at Oscar Health. “Through our collaboration with HealthEx, members can choose to securely share their health history with Oscar, giving Oswell, Oscar’s AI agent, the context to guide them to the right care at the right time.”
HealthEx is an Individual Access Services (IAS) provider under the Trusted Exchange Framework and Common Agreement (TEFCA). Members verify their identity once and give consent, and HealthEx locates their records across 90% of U.S. care sites. Because HealthEx combines TEFCA IAS with FHIR endpoints, it retrieves twice as many records as FHIR-endpoint-only services, in under five minutes. As a consumer-permissioned platform, HealthEx never accesses or shares data without an individual’s permission, and every permission is tracked and auditable.
Connecting information to Oscar Insurance is completely optional, has no effect on a member’s coverage, eligibility, or premiums, and can be stopped at any time. The experience is also available in Spanish. Health plans can see how HealthEx works and request a demo at healthex.io/demo.
About HealthEx
HealthEx is the trusted platform that empowers individuals, and their agents, to work intelligently with personal health context to power seamless, consumer-centric health experiences. With their consent, individuals bring their verified identity and unified clinical history into the experiences partner organizations build on HealthEx through a single integration. Individuals connect once, and that foundation travels with them, ready to share with the trusted care teams, AI platforms, health plans and health apps they choose. HealthEx is committed to a future where health data and personal context move seamlessly and responsibly, always on the individual’s terms. Learn more at healthex.io, and see how HealthEx protects health data at the HealthEx Privacy Center.
About Oscar Health
Oscar Insurance is one of the largest and fastest-growing health insurers dedicated to the individual market. Oscar serves millions of individuals across the country with innovative products and CHOICE Arrangement solutions (formerly ICHRA) tailored to their life stages, health needs, and budgets. Oscar’s technology-powered experiences make high-quality care easy to use and feel personal. Oscar is part of Oscar Health, Inc. (NYSE: OSCR). Learn more at HiOscar.com.
Media Contacts:
HealthEx
Roger Villareal
press@healthex.io
Oscar Health
Patrick Kane
press@hioscar.com
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